Real Estate Funding
Fast. Local. Easy.

Unlock Your Real Estate Potential Today

Virginia Hard Money LLC provides tailored financing solutions for your real estate ventures, ensuring quick approvals and flexible terms. Our expertise in private lending helps you achieve your investment goals efficiently and effectively.


Fast. Easy. Local.

Fast loan approvals
Flexible lending options tailored to your needs
Expertise in fix and flip, rental, and construction loans
Secure investments backed by real estate
Opportunities for co-lending and passive income

Get your questions answered

Why use Virginia Hard Money?

We pride ourselves in understanding our borrowers’ needs and creating win-win solutions by controlling all aspects of the lending process.

Virginia Hard Money is a private lending company that specializes in providing capital for various real estate projects, including fix and flip, rental properties, and ground-up construction. We focus on fast and flexible lending solutions tailored to our clients’ needs, ensuring a smooth borrowing experience.

How quickly can I get a loan?

We can often close as quickly as the title search indicates a clear title. Our streamlined process allows us to provide quick approvals and a smooth closing process, often within days of submission of the loan application.

What types of properties do you finance?

We focus on investment residential, small commercial, and ground-up construction.

Where does VHM lend?

VHM lends throughout Virginia and several other states.  Please contact us to discuss your project.

How do I apply for a loan?

Start your loan application here.

What are your loan rates?

We determine rates and terms based on the deal.  Please contact us to discuss your deal or apply here.

Does VHM work with Co-Lenders?

Yes, Co-Lending with Virginia Hard Money LLC allows investors to earn passive income through double-digit returns. Your investment is secured by real estate, providing a safer option for generating income while supporting local projects. Visit the Co-Lender section of the website to learn more.

Unlock Your Real Estate Potential

Get Fast and Flexible Financing Solutions for Your Projects Today!